Important Government Shutdown Information
FAQs and a Brief Explanation
Important Government Shutdown Information
On Wednesday, October 1, the Federal Government “shutdown.”
This is because Republicans have not agreed to extend the ACA's Premium Tax Credit. A brief explanation is below:
The Affordable Care Act’s Premium Tax Credit was created under Obamacare, and expanded after COVID under President Biden’s American Rescue Plan Act.
- This tax credit is applied as a direct discount to your monthly health insurance bill, or premium.
- If you get your health insurance from healthcare.gov or cuidadodesalud.gov, you receive this discount. Of the 24 million marketplace enrollees, 22 million receive this discount.
- Almost 4 million Texans receive an ACA Premium Tax Credit, or discount, that reduces the cost of your healthcare.
- About half of the recipients of these tax credits are small business owners or employees.
- In some cases, you may see your health insurance bill rise to up to $1200 a month.
- If Republicans do not renew this discount, you will receive notice of your more expensive health coverage starting in October.
- Though the tax credits expire at the end of 2025, open enrollment begins on November 1st.
- Though the tax credits expire at the end of 2025, open enrollment begins on November 1st 2025. Should you choose to keep your coverage, you will pay up to 400x more starting January 1 - February 1, 2026.
- You can use this calculator to estimate how much more your health care premium will cost if Republicans refuse to extend the credit.
My staff and I remain committed to serving you and the district. We are still available to help in any way we can as well as answer questions. Please contact one of my offices here.
If you have a question, but not see it listed below, please use this form.
For some “Frequently Asked Questions” (FAQs) please see below:
Frequently Asked Questions (FAQs):
What is the impact on food assistance?
The Special Supplemental Nutrition Program for Women, Infants, and Children (WIC) will quickly run out of funding and be unable to provide food for children and parents in need. In the case of a prolonged shutdown, Supplemental Nutrition Assistance Program (SNAP) benefits may also be affected.
Will I continue to receive my Social Security and SSI checks?
Recipients will continue to receive their Social Security and SSI checks. The Social Security Administration (SSA) will provide limited services like issuing Social Security cards and holding appointments for benefit applications. However, SSA will stop services like benefit verifications and processing overpayments. Customer service wait times will dramatically increase.
Will Medicare and Medicaid benefits be affected?
Current Medicare, Medicaid, and disability insurance beneficiaries will continue to receive their benefits assuming a shutdown lasts less than three months.
What happens to veterans' services?
All Veterans Affairs (VA) medical facilities and clinics will remain operational. The VA will continue to process veterans’ benefits. However, veterans will be affected by the shutdown of other services that they count on, including education and job training, support for veteran-owned businesses, and even assistance for homeless veterans.
Which federal employees keep working during a government shutdown?
When the government shuts down, federal agencies are required to classify their employees whose salaries have lapsed as either "excepted" or "not excepted." The employees classified as "excepted" work without pay during the shutdown. The employees classified as "not excepted" are put on unpaid furlough.
What is the impact on U.S. military personnel and federal law enforcement?
All active-duty and Guard and Reservists on active-duty orders are excepted and therefore are required to work without pay. On-base non-acute health care will cease, although off-base care provided through Tricare will not be affected. On-base child care will be open on a case-by-case basis. Federal law enforcement will also be required to work without pay for the duration of a shutdown.
Will military and federal retiree benefits be suspended?
Military and federal retirees will continue to receive their retirement benefits. Processing new applications or other requested changes will be delayed.
Will air travel be affected?
The current number of reduced Air traffic controllers, Transportation Security Administration (TSA) officers, and Customs and Border Protection (CBP) agents will remain on the job without pay. If some do not report to work, as has happened in prior shutdowns, there will be significant delays and longer wait times across the country.
What does this mean for disaster relief efforts?
Federal Emergency Management Agency (FEMA) staff will still respond to emergencies, but all long-term projects will be delayed due to a lack of funding in the Disaster Relief Fund.
How will this affect environmental protection and cleanup?
The Environmental Protection Agency (EPA) will stop inspecting most hazardous waste sites, as well as drinking water and chemical facilities. Efforts to address dangerous contaminants like PFAS — which are linked to severe health effects, including cancer — will be delayed, and cleanup activities at Superfund sites will slow or cease.
What is the impact on food safety activities?
Food and Drug Administration (FDA) food safety activities — such as routine inspections of facilities — will be delayed across the country.
What is the impact on housing?
The Federal Housing Administration (FHA) will stop insuring some new mortgages and the Department of Housing and Urban Development (HUD) will stop processing some new loans. The Department of Agriculture (USDA) will stop new loan and loan guarantee activity. The VA will continue to guarantee home loans. Funding for federal housing assistance programs, such as Housing Choice Vouchers, may be jeopardized in a prolonged shutdown.
How will this affect small businesses?
The Small Business Administration (SBA) will stop processing new business loans, such as through the 7(a) and 504 programs. However, SBA’s Disaster Loan Program will continue regular operations.
Will my mail still arrive?
Yes. The U.S. Postal Service is not affected by a shutdown.
What does this mean for medical research?
The National Institutes of Health (NIH) will be forced to delay new clinical trials. New patients who are waiting for a chance at new treatment through a clinical trial will be turned away.
Will I still be able to visit National Parks and monuments?
Across the country, services that require National Park Service staff — including trash removal and operating campgrounds and concessions — may be stopped. Closures will be determined on a location-by-location basis; open-air parks and monuments in Washington, D.C. will likely remain accessible. Smithsonian museums may also be impacted by a lengthy shutdown.
How does this affect passports and help for Americans overseas?
Consular services, passport services, and visa services are expected to continue in the immediate aftermath of a government shutdown. In a prolonged shutdown, passport and visa issuance could be slowed. Access to passport agencies located in some government buildings may be limited.
What is the impact on state and local services?
The federal government shutdown will not immediately affect any state or local services. However, with federal funding cut off, some state or local governments may have to change their operations. Check with state and local agencies for specific questions.